Residential real estate loans.

Start construction or access credit on your home

From building a new home to building upon your existing home’s equity, we make it easy to access real estate lending beyond a mortgage. Get started by visiting our Sandy location during lobby hours.

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Available Personal Loans

Home Construction Loans

Planning your dream home? We’re proud to be a top home construction lender in Utah, offering loans up to $1.75 million. And, with faster approval times than other Utah lenders, we can help you break ground sooner.

Lot and Land Loans

A land loan is a great solution if you’ve found the perfect location for your home but aren’t ready to build quite yet. We can help you secure your lot and easily convert it to a construction loan when it’s time to start building.

Home Equity Line of Credit

HELOCs are an excellent way to leverage the equity of your home. Unlike a loan, HELOCs let you borrow only what you need, when you need it. Loans are amortized for 180 months with a 36-month rate adjustment. Use your HELOC to finance home renovations, basement remodels, or consolidate high-interest debt.

FinWise Bank is a great bank. I use them every time to get my customer loans. Their loan application is very simple. They respond in a very short time and Glen always is available to help with any problem. Great company.

John S. Retail Lending Program | source: Google reviews

I've been banking here for almost 20-years. They have been awesome over the years. Thank you for always taking care of me!!!!

Ken A.Branch Customer | source: Google reviews

Working with Finwise has been a great experience. All of the employees that I have had the pleasure of interacting with have been more than willing to go above and beyond to help me out and make sure I have everything I need.

Tyler W.Branch Customer | source: Google reviews

I just started with a loan from this Bank. It was a very easy process . They were available for my questions and were clear with the terms of the loan. So far I am pleased with them. I would recommend them to get out of debt.

Lisa C.Loan Customer | source: BBB

I have found Finwise and their officers to be a asset in arranging loans for our customers. Many times they went the extra mile to help the whole process work. I would recommend them to all businesses needing their services.

Geoffrey W.Retail Lending Program | source: Google reviews

Our real estate lending solutions move you forward.

Your home is one of the most important investments you’ll make for you and your family. So when it comes to home loans beyond a mortgage, choose FinWise Bank. Our family-first attitude and financial expertise protect your financial well-being and improve your lending experience.

FAQs about residential real estate loans

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FinWise moves you forward.

We adapt in ways traditional banks won’t. Learn how our forward-thinking philosophy benefits you.

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