Personal checking, savings, and loans.

Get the tools you need with the service you want.

Don’t take on your financial journey alone. Our commitment to your financial well-being turns even basic banking needs into exceptional financial support.

FinWise Bank is a full-service FDIC-insured bank that offers unparalleled customer service. We’ve embraced the same technology as big-name banks but haven’t lost our focus — and that’s you. If you’re looking for a bank with attentive service, knowledgeable bankers, and a heart for your community, FinWise Bank is just around the corner.

Personal Account Services

Checking Accounts

From groceries and gas to flights and streaming services, our checking accounts help you fund your life. Your account comes with a free debit card, zero ATM fees at ATMs within our network, and access to FinWise Bank’s online banking platform, including its mobile banking application, for up-to-the-minute statements.

Savings Accounts

Grow your emergency fund or nest egg with savings accounts that offer competitive rates and no maintenance fees.

Money Market Accounts & CDs

Diversify your savings and checking portfolio with money market accounts and certificates of deposit, both offering higher interest rates for improved earnings.


An advance of funds helps you purchase those big-ticket items and even improve your credit score over time. For those who qualify, we offer personal, small business, and recreational vehicle loans with competitive rates.

Cashier’s Checks & Money Orders

For extra-secure payments, we provide low-cost specialty payment options guaranteed by our bank.

When you’re busy, we keep up.

Convenient banking is a necessity. Because life happens on the go, we offer robust mobile banking so you can check balances, review transactions, and find details like routing or account numbers in a flash. And, with our automatic bill pay feature, you can schedule regular transactions, so you never miss a payment.

What our customers are saying

Quanette is an absolute life saver! I was caught in a bind this weekend. She totally saved my bacon. SHE is the BEST!!!

Rob R.Branch Customer / Source: Customer Satisfaction Survey

I have always been treated very professionally and super friendly.

Larry S.Branch Customer / Source: Customer Satisfaction Survey

Extremely grateful to Quanette’s many years of service. She is and has always been helpful to me.

Ali T.Branch Customer / Source: Customer Satisfaction Survey

FAQs about our consumer services

Our experts answer your questions.

  • How can I apply for a loan or open an account?

    Our online applications are coming soon, but you can always visit our Sandy location during business hours to open a new account or apply for a loan.

  • What are your hours?

    Our bank is open Monday through Friday; visit our lobby between 8:30 a.m. and 5 p.m., or our drive-through between 8:30 a.m. and 6 p.m. For after-hours support with online banking, call 866.322.5212.

  • Where is FinWise Bank Located?

    Find us at 820 East 9400 South in Sandy, Utah (near the corner of S 700 East and 9400 South).

No questions matching current filter

See how our personal banking services move you forward.

What milestones are still up ahead? Whether you want to pay down debt or buy that vacation home, our local team of financial experts will help you get there.

Get Directions

FinWise moves you forward.

We adapt in ways traditional banks won’t. Learn how our forward-thinking philosophy benefits you.

Read Our Story

Secure and Insured

Your trusted financial partner.

Our commitment to your financial well-being means we never sacrifice credibility for progress.