Commercial Real Estate Lending

Your preferred commercial real estate lender.

We help you get more real estate projects done on time and on budget.

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commercial real estate building

Faster funding
with big bank technology
and streamlined in-house processes.

Personalized service
with community bank roots
and award-winning family-first care

About Real Estate Lending

Our commercial real estate lending helps businesses set down roots.

At FinWise Bank, we understand how you like to work. We bring a fast, no-nonsense, get it done attitude – just like you. When you need financing for your next commercial real estate project or property, our team will work with you to find the right solution and quickly get the funds you need.

What type of commercial real estate qualifies?

Primarily residential, non-speculative construction loans.

Assisted living facilities

Self-Storage facilities


Car Washes

Funeral Homes

And much more on a case-by-case basis. Ask us!

Commercial Real Estate Lending Features

How can FinWise Bank’s commercial real estate loans help your business?

Attractive rates, flexible terms.

Cross-collateralizations with equity on another piece of your real estate to help with your down payment.

All underwriting is done in-house.

For construction projects, all construction inspections are done by an independent inspector monthly.

Most approvals can be done via email.

Tech-driven banking to manage your account, payments, and draws online.

Quick, unlimited draws for cash flow.

When you have a last-minute invoice or you pre-paid for an item and need the money back for cash flow, submit a draw request to us, and we’ll provide a last-minute check.

In addition, if it’s a construction project, we file with the state construction registry right away for our customers to review any existing property liens and help improve your construction loan timing. As a result, draws happen faster for contractors and subcontractors.

Our commercial real estate program is for you if:

  • You want to purchase commercial real estate, improved, and unimproved lots in Utah.
  • Your credit score is greater than 660.
  • You can demonstrate year-to-date income verification with profit and loss statements and provide balance sheet statements.
  • Your previous two years’ tax returns are available.

How it works

Find out if you qualify for
our commercial real estate program.


Contact us


A dedicated representative will help you move forward to close


After closing, funds
are available within
2-3 weeks

Why FinWise Bank?

  • Experienced team with in-depth knowledge of real estate and commercial lending
  • Innovative solutions customized to your needs
  • Personalized, responsive customer service
  • Technology enabled model offers lending nationwide
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commercial real estate loans in sandy utah

FinWise Bank is a great bank. I use them every time to get my customer loans. Their loan application is very simple. They respond in a very short time and Glen always is available to help with any problem. Great company.

John S. Retail Lending Program | source: Google reviews

I've been banking here for almost 20-years. They have been awesome over the years. Thank you for always taking care of me!!!!

Ken A.Branch Customer | source: Google reviews

Working with Finwise has been a great experience. All of the employees that I have had the pleasure of interacting with have been more than willing to go above and beyond to help me out and make sure I have everything I need.

Tyler W.Branch Customer | source: Google reviews

I just started with a loan from this Bank. It was a very easy process . They were available for my questions and were clear with the terms of the loan. So far I am pleased with them. I would recommend them to get out of debt.

Lisa C.Loan Customer | source: BBB

I have found Finwise and their officers to be a asset in arranging loans for our customers. Many times they went the extra mile to help the whole process work. I would recommend them to all businesses needing their services.

Geoffrey W.Retail Lending Program | source: Google reviews

Frequently Asked Questions

Our experts answer your questions.

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FinWise moves you forward.

We adapt in ways traditional banks won’t. Learn how our forward-thinking philosophy benefits you.

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Our commitment to your financial well-being means we never sacrifice credibility for progress.